Equipment Loans
Receive immediate ownership while spreading payments over time. After repayment, the equipment belongs to your business free and clear—well suited to assets expected to remain productive for years.
Equipment financing
Finance the equipment that moves your business forward.
Preserve working capital while acquiring the machinery, vehicles, technology, and specialized assets your operation needs to grow.
Why equipment financing
Put the asset to work without tying up the cash around it.
Because the equipment being purchased generally secures the financing, many businesses can access competitive structures while keeping cash available for payroll, inventory, and day-to-day operations.
- 95% approval ratio
- Apply without affecting your credit score
- Low or no down payment options are available
- Competitive interest rates and repayment terms
- Cash-flow preservation for ongoing business needs
Loan or lease
Choose the structure that supports the life of the asset.
The right approach depends on how long you plan to use the equipment, the monthly payment you need, and whether ownership or upgrade flexibility matters most.
Equipment Leasing
Leasing may offer lower monthly payments and added flexibility when equipment needs change frequently. Many programs include end-of-term purchase options or upgrade paths.
Up to 100%of equipment cost may be financed for qualified borrowers
24–84 monthsare typical available term ranges
Fixed paymentscan make operating budgets easier to plan
Responsive reviewhelps keep time-sensitive purchases moving
Business-essential assets
Financing for virtually every industry.
Prosperity Capital works with businesses purchasing heavy construction equipment, commercial trucks, medical devices, manufacturing machinery, restaurant equipment, agricultural assets, automotive equipment, and technology.
The strongest equipment investments generate revenue, improve efficiency, replace costly downtime, or expand operating capacity. Our team helps compare available programs and structure a solution around the asset and your business goals.
ConstructionTransportationManufacturingHealthcareAgricultureAutomotiveFood ServiceTechnologyLandscapingMaterial Handling
Move forward
Get Equipment Financing Put the right equipment to work.
Tell us about the asset, purchase price, and timing. We'll help you explore financing options designed around the purchase.