Customer selects
Your customer chooses the equipment or service they need.
Vendor partner program
Financing solutions that help you sell more.
Give customers a practical way to buy at the point of sale while your team receives responsive support from application through funding.
An extension of your sales team
Remove the financing barrier without slowing the sale.
Prosperity Capital helps equipment dealers, manufacturers, distributors, and service providers offer financing directly to business customers. We shop the opportunity across a nationwide lending network and guide it through funding.
- Many credit decisions within two business hours
- Simple applications for requests from $10,000 to $1,000,000+
- Higher amounts available with additional documentation
- Loan and lease structures including purchase-option, FMV, and TRAC programs
- Support for new, used, private-party, and titled equipment
- Dedicated specialists for you and your customers
How it works
One process. Five clear steps.
Application submitted
You send a simple financing request to Prosperity Capital.
Opportunity reviewed
We compare the request across relevant lending partners.
Options presented
The customer receives financing options tailored to the business.
Documents and funding
After documents are completed, funding is sent and you get paid.
Partner benefits
Give your sales team another way to say yes.
A well-supported financing program improves the buying experience while helping your business increase conversion, transaction value, and market reach.
Increase Sales
Make larger purchases more manageable and convert more qualified quotes into completed transactions.
Close Deals Faster
Responsive credit decisions can reduce delays and keep opportunities moving from proposal to funding.
Increase Transaction Size
Customers may be more comfortable including upgrades, accessories, warranties, or additional equipment.
Get Paid Quickly
Once financing is finalized, funds are sent to your business so you do not have to extend customer terms.
Expand Your Market
Offer another path to customers who prefer to preserve cash or did not plan to pay in full.
Dedicated Support
A financing specialist answers questions, coordinates underwriting, and guides each transaction to closing.
Markets we support
Built around business-essential equipment.
Our vendor financing programs serve construction, commercial transportation, manufacturing, agriculture, landscaping, tree service, automotive, medical and dental, restaurant, technology, material handling, fitness, printing, and environmental equipment providers.
If your business sells equipment or services to other businesses, our team can evaluate a program around your products and customers.
Equipment LoansEquipment LeasingWorking CapitalSBA LoansLines of CreditStartup ProgramsChallenged CreditPrivate PartyNew & Used Assets
Partner with Prosperity
Become a Partner Help customers buy today while you get paid faster.
Tell us what you sell and who you serve. We'll help outline a responsive financing process for your team and customers.